The repercussions of a car accident can leave you feeling scared and unsure of what to do next. At Beckett, we understand the impact that a motor vehicle collision can have on both your mental and physical health. Fortunately, there is help available to you. If you’ve recently been injured in a motor vehicle collision then you may be entitled to receiving accident benefits from your insurance provider.
What Are Accident Benefits?
Insurance providers are obligated to provide accident benefits to their policy-holders who have suffered injuries as a result of a motor vehicle collision. This coverage can extend to at-fault drivers through “no-fault benefits” as well as to drivers involved in single-vehicle accidents.
Accident benefits are intended to compensate a variety of costs that are incurred as a result of a motor vehicle collision, including lost wages, medical expenses and rehabilitation or care services. In some cases, accident benefits can also cover the expenses of home maintenance or the replacement of items damaged in the collision, among other benefits.
Are You Eligible?
If you have been injured as a result of a motor vehicle collision, you may be eligible for accident benefits. These benefits are payable to you as a victim, regardless of whether you were driving at the time of the collision. You may also be eligible to receive benefits if you are a passenger, pedestrian or cyclist involved in an accident. In these cases, the victim may be required to file a claim under the policy of the at-fault driver or the policy of the vehicle owner/operator.
How to File a Claim
The first step in applying for accident benefits is connecting with your insurance provider. Your insurance provider will then give you an Accident Benefits Application Package to complete. This package includes forms that must be completed before your claim can be processed. Your Accident Benefit Package should include the following five forms:
FORM 1: Application for Accident Benefits (OCF-1)
FORM 2: Employer's Confirmation of Income (OCF-2)
FORM 3: Disability Certificate (OCF-3)
FORM 4: Permission to Disclose Health Information (OCF-5)
FORM 5: Treatment Confirmation Form (OCF-23)
Some forms require your employer, health practitioner or care providers to provide information and submit the form on your behalf. It is essential that these forms are completed in a timely manner to ensure that your claim is processed successfully.
Should You Seek Assistance with Your Claim?
The process of filing an accident benefits claim can be daunting, especially if you are still in the process of recovering from your injuries. As a result of the complexity and time-sensitive nature of filing an accident benefits claim, it is advisable to connect with an experienced lawyer as soon as you feel comfortable doing so following a car accident. The faster your claim is submitted, the faster you can receive the benefits that you are entitled to.
Beckett lawyers are able to meet with you at your convenience - whether that’s at our offices, in your home, or even in the hospital. The Beckett team of experienced lawyers can help you through the process of filling out forms for your claim in a timely and efficient manner, all while advocating for your rights as a victim.
We’re there for you when it matters most. Connect with our team today to get started!
Published on March 24, 2021
