How to Start an Insurance Claim

May 31, 2021

Beckett Personal Injury Office's Scales of Justice's article image

Starting an insurance claim can be an intimidating task. Although every case is unique, there are certain steps that are common throughout most insurance claims. Beckett lawyers understand the complexities of insurance claims and are dedicated to ensuring you receive the compensation you deserve. If you have been denied coverage by your insurance company, Beckett can help.

Before You File

When signing up for any insurance policy, it’s important to be knowledgeable about what is and is not covered by your specific policy. Determining any deductibles, exclusions, or specific claim procedures that need to be followed can help you understand what to expect if you need to file a claim.

In order to file an insurance claim, you will need to gather the required documents. The specific documents you need will depend on the type of claim that you are filing. For example, you may be required to submit an accident report for a car accident claim.

Submitting your claim in a timely manner is another important factor to consider, as most insurance companies have time limits for when you are required to submit your claim. These time limits can differ depending on the insurance company or claim type; however, they generally range from 90 days to 1 year after the claimed event or loss. The sooner you can submit your claim, the better.

The Claim Process

In order to begin filing your insurance claim, you need to connect with your insurance company, agent or broker to provide them with the supporting documentation that is required by your policy. Upon receiving your information, the insurance company can begin to review your claim. On some occasions, your insurance company may request further documentation to support your claim.

After reviewing and processing all documentation, your insurance company will contact you with its determination of benefits payable. The time it takes to receive payment may depend on the nature of your claim.

Has Your Insurance Claim Been Denied?

In some cases, your insurance company may determine that it is unwilling to pay for part or all of the claim you have submitted. In these instances, a personal injury lawyer can help fight for the compensation you are entitled to.

Our team of lawyers at Beckett has extensive experience in many types of insurance claims, including property loss, disability, accident benefits, and more. If you or a loved one is currently involved in an insurance claim dispute, we can help. Our team will take care of investigating every detail of your case, handling your paperwork, and managing your entire claim. If you’re ready to get started, contact us today for your free case evaluation!

Published on May 31, 2021

Vulnerable Victims

October 11, 2024

Vulnerable Victims

Sexual abuse is unfortunately a plague which spans all corners of the globe, all sexes and all socio-economic classes. That being said, those who have a pre-existing vulnerability can often find themselves the target of a perpetrator more often than others. From the poor fatherless boy in the parish to the already anxiety ridden teenager at the high school, these represent “targets” to offenders. Even adults in difficult phases of their lives, such as martial breakdown or a health crisis, can be vulnerable to abuse.

Read More
Disgraced former Winnipeg football coach sentenced to 20 years in prison for sexual assault

October 9, 2024

Disgraced former Winnipeg football coach sentenced to 20 years in prison for sexual assault

A disgraced former Winnipeg high school football coach convicted of sexual assault and luring will spend 20 years behind bars. The 54-year-old man had pleaded guilty in July 2023 of nine counts of sexual assault and two counts of luring.

Read More
‘Done keeping it a secret’: Young woman speaks out about stepdad's sex abuse

October 7, 2024

‘Done keeping it a secret’: Young woman speaks out about stepdad's sex abuse

For more than a decade, Hope Jordan felt like she had duct tape covering her mouth. Amid fears of ripping her family apart and pressure from her mother to keep quiet, Jordan felt she couldn’t talk about the years of sexual abuse she suffered at the hands of her stepdad, Ric Lahey, who was recently sentenced to seven years in prison.

Read More