How to Start an Insurance Claim

May 31, 2021

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Starting an insurance claim can be an intimidating task. Although every case is unique, there are certain steps that are common throughout most insurance claims. Beckett lawyers understand the complexities of insurance claims and are dedicated to ensuring you receive the compensation you deserve. If you have been denied coverage by your insurance company, Beckett can help.

Before You File

When signing up for any insurance policy, it’s important to be knowledgeable about what is and is not covered by your specific policy. Determining any deductibles, exclusions, or specific claim procedures that need to be followed can help you understand what to expect if you need to file a claim.

In order to file an insurance claim, you will need to gather the required documents. The specific documents you need will depend on the type of claim that you are filing. For example, you may be required to submit an accident report for a car accident claim.

Submitting your claim in a timely manner is another important factor to consider, as most insurance companies have time limits for when you are required to submit your claim. These time limits can differ depending on the insurance company or claim type; however, they generally range from 90 days to 1 year after the claimed event or loss. The sooner you can submit your claim, the better.

The Claim Process

In order to begin filing your insurance claim, you need to connect with your insurance company, agent or broker to provide them with the supporting documentation that is required by your policy. Upon receiving your information, the insurance company can begin to review your claim. On some occasions, your insurance company may request further documentation to support your claim.

After reviewing and processing all documentation, your insurance company will contact you with its determination of benefits payable. The time it takes to receive payment may depend on the nature of your claim.

Has Your Insurance Claim Been Denied?

In some cases, your insurance company may determine that it is unwilling to pay for part or all of the claim you have submitted. In these instances, a personal injury lawyer can help fight for the compensation you are entitled to.

Our team of lawyers at Beckett has extensive experience in many types of insurance claims, including property loss, disability, accident benefits, and more. If you or a loved one is currently involved in an insurance claim dispute, we can help. Our team will take care of investigating every detail of your case, handling your paperwork, and managing your entire claim. If you’re ready to get started, contact us today for your free case evaluation!

Published on May 31, 2021

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